Good to have a Travel medical insurance

When I heard about travel medical insurance I questioned myself, why do I need a travel medical insurance? Just past couple of months a friend was telling me how grateful they were to have a travel medical insurance because they got really sick during their cruise. She explained to me how it works and now I know how important to have a travel medical insurance when vacationing. Next time we travel I am considering having a travel medical insurance just in case, you’ll never know.